Introduction to Tesco Essay Example

Introduction to Tesco   Essay Tesco is Britains leading food retailer employing 160 000 people in the U K throughout its 702 stores. Over the past five years Tesco has expanded from a traditional U K based supermarket into new countries, products and services including a major non food business, personal finance and internet shopping. Tesco has progressed into a truly international retailer employing a further 140 000 people throughout 214 stores in nine markets worldwide. The increasing scale and internationalization of Tescos sales and purchasing operations contributes to a significant increase in efficiency and profitability. In this assignment I will be examining Tescos position in the economy, explaining the role of economies of scale within Tesco and drawing up a detailed swot analysis of the organisation. I will also be examining the role of production within the firm. Tescos position in the economy Tesco is a public limited company (plc). Public limited companies are businesses with share price on the stock exchange. To become a public limited company, a business must have an issued share capital of at least à ¯Ã‚ ¿Ã‚ ½50 000. The company must have reissued at least 25% of the nominal value of the shares. Tesco can raise significant sums of capital by selling shares to the general public. Shares are bought and sold on the stock market. We will write a custom essay sample on Introduction to Tesco   specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Introduction to Tesco   specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Introduction to Tesco   specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Management of Tesco is in the hands of the board of directors who are appointed by the major shareholders at the annual general meeting (AGM). Tesco has approximately 100 000 active shareholders within the company. Tescos share holders do not have any say in the day to day running of the company. There is a distinct division between ownership and control within Plc companies. This is unlike sole traders, partnerships and some private limited companies, where owners usually take on management duties. Being a plc Tesco benefits from limited liability this will limit financial risk. In the unlikely case of Tesco going bankrupt and falling into debt shareholders can only lose the value of their fully paid shares at worst. Their personal property is immune. This is not the case for sole traders and partnerships as unlimited liability is present. Therefore the owners will be fully liable for all of their debts. Plcs have become the dominant type of business organisation in the private sector. Tesco will experience fewer difficulties in raising capital than most other types of business. Not only can they raise capital, but their high public profile also makes it easy to arrange loans from financial institutions giving it the resources to trade throughout the world and compete in the toughest markets overseas. Tescos legal obligations: * Memorandum of Association This is a statement of the name of the company, the address of the companies registered office, a statement of the companies aims. * Articles of association This is a set of rules by which the company is governed. The articles are a contract between the company and its shareholders. The document must provide details of. : 1. The firms nominal capital. 2. When shareholders meetings are to be held and how they are to be conducted. 3. The voting rights of shareholders. 4. How profits and losses are to be distributed. 5. Names of directors. 6. How directors are appointed and the nature of their authority. Tescos business objectives Business objectives are medium to long-term goals or targets that provide a sense of direction to the business. These usually have a stated time scale. For instance, Tesco might have an objective to boost market share from 27% to 30% over the next four years. Tesco owes its success to fulfilling their major business objectives and meeting consumer needs. These are as follows: * Making a profit * Increasing sales and market share * Providing services to the community * Producing high quality products and offering high quality services * Developing a skilled workforce * Expanding into overseas markets * Fulfilling charitable or non-profit objectives Tescos Market share Market share is the term used to describe the proportion of total sales in a particular market for which one or more firms are responsible. This is usually expressed as a percentage. The supermarket sector has always been highly competitive. Tesco is the leading company in the sector with a huge 27% market share. Tesco is under much increased competition for market share and sales with the rise of Asda Walmart, sainsburys and the takeover of Safeway by Morrisons. Tescos dominant market share is put down to their policy of cheaper prices, offering better choice and convenience for their customers and its emphasis on meeting changing consumer needs through service and innovation, while maintaining its commitment to value and quality. In June 2003 the third largest supermarket was created. This came about by the takeover of Safeway by Morrisons. According to BBC news a deal worth à ¯Ã‚ ¿Ã‚ ½2.9bn was agreed by the two supermarket chains. The combined firm, with 598 stores, a turnover of à ¯Ã‚ ¿Ã‚ ½12.6bn and a market share of 16%, aims to compete with Tesco, Sainsburys and Asda- the giants of the U K supermarket sector. This was a massive boost for Morrisons which prior to the takeover was a fast growing but medium sized supermarket chain based in the north of England. The take over has opened up the South of England to Morrisons where Safeway was predominantly located. The well documented takeover of Safeway by Morrisons was proposed by all of the supermarket giants including Tesco. Tesco showed a great deal of interest in the takeover but their bid was blocked by the competition commission. The office of fair trading decided to block Tescos bid stating that it would give Tesco increased buying power over manufacturers and suppliers resulting in a push up of prices. The office of fair trading also had concern for small stores and its negative effect on local communities. Financial Information In April 2003 Tesco announced a 14.7% rise in annual profits. This rise in profits has been put down to increased emphasis on non-food products and its expanding overseas operations. Tesco announced pre-tax profits of 1.4bn for the year to February 22nd. These profits exceeded forecasts of 1.3bn. Tesco decided six years ago to focus on expansion into higher margin non-food products such as clothing, healthcare and retail services such as banking, as well as expanding overseas. Tescos International sales rose 31.2% to à ¯Ã‚ ¿Ã‚ ½5.2bn in the year to February 22nd. Meanwhile in the U K sales grew 7.9% to à ¯Ã‚ ¿Ã‚ ½23.4bn.

Five Tips to Promote Yourself as a Newbie Freelance Writer

Five Tips to Promote Yourself as a Newbie Freelance Writer It can get hard to get off the ground while starting your freelance writing business. This is especially true if you have quit your day job and youre yet to get your first assignment. The pressure can be extremely agonizing. All you need to do is leave your worries aside and get down to business. Here are five ways you can promote yourself as a freelance writer and get a regular stream of work: Create a Portfolio   A portfolio would help you to showcase your work to your clients with a quick link. The first step to create one is to get published on some of the existing blogs or magazines as a guest author. Once you have a bunch of published articles and client work, (including websites, and newsletter content, etc.) you can make use of portfolio sites like Contently and Clippings.me to put up your published clippings. I created my portfolio on Contently before I quit my full-time job to get into freelance writing. Throw up a Website A website is a great way to promote yourself as a freelance writer. You can create a site on a free platform like Tumblr or WordPress. You can create one to help fellow writers or choose a specific niche. As a writer specializing in the content marketing niche, I created this website:  http://prolificcontentmarketing.club. I try publishing at least once every month to help get more readers and visibility. Sign Up on Medium Medium is a haven for writers. Its a place to create a blog and start writing just about anything you like. Youll find a host of publications where you can submit your work and present your writing to bigger groups. You can interact with fellow writers in popular publications like The Creative Cafe, The Writing Cooperative, Curiosity Never Killed the Writer and many more. Youll also find publications like Better Humans that pay writers up to $500 for accepted submissions. The Medium partner program is another great avenue to get paid while you publish on this vibrant platform. Promote Yourself on LinkedIn LinkedIn is an excellent place for professional networking and publishing. The platform helps you to connect with potential clients display your work and grab new assignments. You can publish articles and post updates to get visibility among connections. I often use the search feature to look for people and content related to terms like hiring writers or hiring B2B writers. I have often used the professional network to pitch and win new clients through direct messages. Write a Book   Another way to showcase your work as a writer is to self-publish a book. There are a host of options to publish your book for less ($200-$300) and if you decide to publish online then its almost free. Your book would earn you a passive income and a favorable reputation. Most successful freelance writers have published books that either help fellow writers or a niche audience. Starting Your Career as a Freelance Writer, Get Started and Get Going It can feel like a daunting task to market yourself as a freelance writer. But the initial effort will surely reap long-term benefits in terms of regular and well-paying clients. Author

Analysis of Animosity and Sexism in Sporting Activities Involving Women

Analysis of Animosity and Sexism in Sporting Activities Involving Women Throughout this paper the issues of women, athletics, stereotyping and opportunities that are/are not available to females in the professional arena of athletics will be explored. Indeed, racism and sexism has traditionally (and continues to be a great extent) steeped in American society, as well as institutions. There have been a number of laws passed regarding this practice, i.e. Affirmative Action being the one more notable, as well as others. Nevertheless, from a legal, social, and political perspective, females are still stereotyped as the weaker sex, and inevitably this mentality continues to impact women in U.S. society, as well as capabilities within other aspects of society. It is my intention to address these variables both individually as well as intertwining units. Within the world of sports, or athletics, we have particularly seen evidence of this within the Olympics. The Olympics is the epitome of sports for all people, male, female, as well as color, and ethnicity from around the world. Title IX was supposed to change the world, and it has: the number of women participating in college sports has jumped up considerable since the law was enacted twenty-five years ago. But the world changes slowly. U.S.A. Today surveyed 303 Division I schools to see where Title IX has taken us in it twenty-five years and found that men still get most of the money. Taken together, the results are like a good new, bad news joke. The good news: the number of female athletes has increased 22% since 1992. The bad: for every one-dollar spent on woman s colleges sports three dollars is spent on men s. Female athletes get just 38% of the scholarship money, 27% of recruiting money and 25% of operating budgets. It is encouraging to see the increases for women but very di scouraging to see that they are not really sharing equally in the money. The money side of the ledger still gets the vast amount of the money, says Patty Viverito, Chairwoman of the NCAA s Committee on Women s Athletics. The newspaper took a detailed look at the issue in late 1995, when it stated numbers for 1994 of the 107 Division I-A school. Since then, the Equity In Athletics Disclosure Act, requires all colleges to report data on men and women s athletics. The Federal law took effect April 1, 1997. To ensure that A college is in compliance with Title IX, The Department of Education office for Civil Rights, uses a three-pronged test to decide. A school is in compliance if it passes a single prong. One prong asks its school to show a history of continuing expansion of women s athletics programs. Another asks if interest and abilities of women athletes have been met. The only measurable prong asks if the percentage of women athletes at a school is substantially proportional to the percentage of women in its undergraduate enrollment. Though the rules do not specify what constitutes substantially proportionality, some out of court settlements suggest coming within five percentage points might be enough. U.S.A. Today found that 28 of the 303 Division I-A schools, only 9% passed the proportionality test. That includes 9 of 108 schools in Division I-A, made up of big time football schools. That is the same number passed in 1995. (Brady and Witosky, p, o4C) Some critics have stated that Title IX has no powers of enforcement. Historically it has taken a lawsuit by female athletes to achieve corrective action. For example, the Black Women In Sports Foundation has received a $50,000 grant form Athletic Footwear Association to conduct a program that will introduce African American girls and women to golf and tennis, and to each other in ten U.S. cities. The program to begin soon will train black women in the elements of sports and mentoring techniques. Then the mentors will be matched with girls who are interested in learning sports. We want to create relationships that will continue as the adult and child learn the sport together, said Gina Sloane Green, President and Executive Director of the Foundation We are not trying to recruit adults who are experienced players. Instead, our adult mentors need only a strong interest in learning the game and a desire to make contributions to a young person s life. The chosen cities chosen for the prog ram are: Atlanta, Baltimore, Chicago, Los Angeles, Miami, New York, Norfolk, Philadelphia, Salt Lake City, and Washington D.C. The foundation hopes to involve between 100 and 150 mentors and children in each city during the first year. Local coordinators and instructors are being recruited who will conduct a series of clinics. They will be held first for the adults and then for the adults and children together. After that the mentor adult is responsible for registering the child in a local sports program and for providing transportation. We plan to arrange scholarships to local organizations and programs so that the children can continue to play and learn for as long as they want Green said. The Black Women In Sports Foundation was established in 1992 to increase opportunities for African American women in all levels of sports, from participation, to lifetime careers. In 1993, it produced a video, entitled, Amazing Grace, Black Women In Sports, that encourages young women to pursue career opportunities in sports. The Athletic Footwear Association sponsors the video. (Walter, p. A-8) In my opinion there has been an ongoing effort to advance women in sports. Much of this has to do with so-called Civil Rights, or giving U.S. citizens equal opportunities. Civil Rights, Affirmative Action etc., has been the tradition over the past 20 or 30 years, and fortunately for women in sports, it has served as a factor in advancing women in sports. Recently, Timer Incorporated announced that it would debut the first test issue of Sports Illustrated Women/Sports on April 21. The magazine, aimed at women 18-34, will be sent to 450,000 female Sports Illustrated subscribers as well as women selected form a Time Warner database, and 250,000 copies will be sent to newsstands for sale. The first issue will have more than 100 editorial pages and 70 advertising pages. The new magazine was to have publication twice in 1997 with completed frequencies in 1998. It has been said that grumpy old men had their way in the Olympics for generations. However when we look at Atlanta we can see a new leaf turning over. In the Atlanta games there was 36% more women competing then in any other previous Olympics. Most of the recognizable names on the American team were women. Jackie-Joyner-Kersee, Janet Evans, Mia Hamm, Shannon Miller, Gail Devers, Rebecca Lobo, etc. Two new Olympics sports have been added for women this year: soccer, and softball. For the first time U.S.A. basketball put women under professional contract for a year to train an Olympic team rather than gather college all stars at the last minute. In Track and Field, the 5,000 meter run has replaced its 3,000 for women and the triple jump has been added for women, to look more like the men s program. There has been progress, and partly for the right reasons, said Donna Deverona, twice an Olympian and twice gold medallist in swimming in the 1960 . This was a time when female sport champi ons were what she called unique pioneers. Deverona acknowledges that the growth of women team sports in the Olympics is a step in the right direction. She goes on to state The team is formerly the male sandbox, and women need to know that they can be team players, that they can be aggressive, sweat, and work together, and have strategies. Rebecca Lobo, former University of Connecticut basketball superstar, stated My own experience was that women only competed in sports like gymnastics, swimming and diving when I watched the Olympics. I think its wonderful for little girls now to see team sports on TV, too, because a lot more kids play team sports rather than individual sports. Mia Hamm, the world s finest female soccer player, states We tell people we are the U.S. National soccer team and we are going to World Championship s Tournament or something like that and it s Oh, that s nice , But now that we are able to attach the word Olympics to ourselves, they can identify with that. Joa n Benoit Samuleson, champion of the first ever women s Olympic marathon in 1984, states There weren t opportunity s for women in running then, and having three brothers and being very competitive, I did have the skiing. I was going to go that way By the time Samuleson won the marathon gold it was 2474 years after man first ran a marathon (a Greek messenger) and 88 years after a man won the marathon in the first modern Olympics. Samuleson goes on to state The longest race I ran in high school was 800 meters, because they thought that if women ran farther, it could cause bodily injury and they would be unable to bear children, she goes on to say We are making strides year after year and you know, Rome was not built in a day. Since the 14th century men have fought to keep women out of the Olympic games. It would not be until the 6th modern Olympics in 1920 in Antwerp that the United States allowed women to compete. Also, it was not until the last two decades, under the current International Olympic Committee and President Juan Antonio Samanach, that women s participation began to grow significantly. For the 1976 Montreal Olympics, the male to female ratio for athletes was 6 to 1, for the Atlanta games it was 3 to 1. We can see that we are moving in the right direction. The passage of Title IX in 1972, federal legislation that mandates full equality for women s intercollegiate sports, experiences and expectations for girls and women began to change dramatically. Recently female politicians in Germany called on the IOC to bar from the Olympics any nation attempting to forbid female participation, They stated that 35 countries had registered only male athletes for Atlanta. They called this female apartheid which is as damaging as racial apartheid that kept South Africa from participating in the Olympic games for more than 30 years. That protest was targeted at Middle East countries, whose Islamic Fundamentalist frown on female athletic participation because it necessitates what they feel is public immodesty. For instance showing their bare legs while participating in sports. Hassiba Boulermia is a prime example of such prejudice. She was an Algerian middle distant runner who was spat on and stoned while training in her country because of the perceived public immodesty. She kept training anyway and won the Barcelona Olympic 1500 meters and proceeded to shout Algeria ! at the TV cameras and carried the Algerian flag. Boulmerta was able to open a door for other young girls in her country. If the IOC were to boycott such countries from the Olympics other countries will not have a chance to open he door and see the light to let these young women compete. In the long run it would only hurt these women in Middle East countries instead of help them Nevertheless we can see that there are cultural, religious, political, and social imperatives which must be considered. However when it comes to the Olympics, a place of all sports for everyone, these universal imperatives are brought into question. All women should have an equal opportunity to compete. However we are gradually realizing that there is ongoing erosion of stereotypes and prejudices against in the women in the arena of what was traditionally a man s sport. It may take more time but we are definitely moving in the right direction.

Ethics in Management Essay Example | Topics and Well Written Essays - 1500 words

Ethics in Management - Essay Example Values which we believe guide us on how we should act and behave are said to be moral values, for example: respect, honesty, fairness, responsibility etc. if you put these values in Statements, they would be called ethical principles. (Free Management Library, 1997) The concept of Business Ethics means different things to different people, but generally it refers to being aware in an organization about what is the right or wrong step in the workplace and then doing the right thing. Ethics are all about making decisions that may or may not be to your benefit but you make them because they are the most socially acceptable solutions. In organizations, being ethical is not considered a good thing or is thought to have a negative effect. This is because the organizations are usually about doing what's best for becoming the top organization, this mean sometimes not doing the right thing. This is especially with regard to effects of products and services and with the relationship and organization has with its stakeholders. Giving importance to business ethics has become extremely critical during times of elemental change, this change in the way organizations work both profit and non-profit has come with the changing perceptions of people especially bu siness professionals. Values and beliefs that were previously ignored and taken lightly are now strongly questioned. Many of these values that are ethical and socially acceptable are no longer given attention; as a result, there is no clear moral mentor or employee to guide future leaders through difficult problems and about what is right or wrong. When people start working and behaving ethically, they become more sensitive to their colleagues and subordinates. The best example for this would be when the leader and his or her employee maintain a strong and moral attitude during a time of crises. (Brotherton, 2003) (Free Management Library, 1997) Being ethical in an organization can have negative effects on the profitability of the organization and this may be something that the stakeholder might be unhappy with but it is very important for both the stakeholder and the organization to understand that long term goals and objectives are more important and fruitful than short term goals and by being morally sound and sensitized organization you will win the long term trust of the customers therefore be beneficial to the stakeholders indirectly. (Free Management Library, 1997) Business ethics is now being considered a management discipline, especially after the social responsibility movement in the 1960s and policies like affirmative action policies that addressed society's most sensitive moral and ethical issue, discrimination against color, caste and race. In that era, social awareness movements increased the expectations of organizations especially multinational corporations to use their strong financial and social influence to throw light on some of the major social problems such as poverty, crime, environmental protection, equal rights, and public health and literacy programs. (Brotherton, 2003) A growing amount of population emphasized on that organizations were making a profit from using our country's resources, human capital and natural; these organization had the responsibility to improve society for the welfare of the country (Jaszay, 2001). Many

Should We Legalize the Sale of Human Organs Research Paper

Should We Legalize the Sale of Human Organs - Research Paper Example Then again, there are individuals who believe it is reasonably sound to sell human organs because others need them to survive as well. This is a counterargument that holds quite a lot of weight, but the manner in which this counterargument is raised holds the legibility issue nonetheless. Now the support factor is being seen as an authoritative one because people believe that the right to live and survive is held by just about everyone in this world and they should not be denied the same due to ban on selling and purchasing human organs (Kaserman 2005). The argument, however, stands in complete denial of what the counterargument is and this is one aspect that needs to be considered, contemplated upon and discussed time and time again. During this discussion, the ‘con’ side of selling human organs is paid emphasis upon so as to inform all about the negatives that arise on a consistent basis. Selling human organs is a problematic matter, because nature has gifted mankind w ith several organs in the human body, and the human being has no right whatsoever to trade off these significant organs for a any amount of money. It is indeed very wrong on the individual’s part to even think this way because nature has given him a responsibility to protect his organs and not to donate them to earn money. There are several others in the world who do not have the organs fitted in their bodies or have them with malfunctioning over a long period of time. Now the duty of the morally sound and sane individuals is to understand where they are going wrong and adopt a corrective stance so that they can be thankful to nature in essence. The ones who believe it is right to sell their body parts and organs should be asked the question that if they did not possess them in the first place, what they would trade off with? The answers would be difficult to find fofr such difficult questions and, hence, it is always a good idea to let the thinking mechanisms go off which te ll about trading, selling and purchasing human organs. Those, who still indulge in them, are ungrateful to nature and do not understand what they are getting into. It is only with the passage of time that nature teaches them a lesson that they learn sooner rather than later. Another argument that stems from the ‘con’ of selling human organs is that it becomes a matter of absolute nuisance for the medical fraternity because they do not get the hang of selling human organs every now and then just to earn money on the part of an individual. Since these human organs are being discussed by people at large as to why they are being sold in such a way, the need is to understand that the selling premise must not come about as openly as it does quite often. There is a dire need to comprehend the fact that certain bans should be in place so that selling and purchasing of human organs is there, and is taken as a crime in the most heinous sense possible. Now when the human organs ar e being exploited by taking away the same from the bodies of sick individuals without even informing them, then this counts to gross measures of cheating, human deception and dishonesty (Kolnsberg 2003). Even some medical personnel are involved in such horrific trading measures which add up to the wrong side of the discussion. How this matter will be resolved in an amicable fashion depends directly on the shoulders of the society more than anyone

Why you choose Emory as a possible college choice Essay Example for Free

Why you choose Emory as a possible college choice Essay Prior to the Berlin Blockade, France and Great Britain were exploiting the Germans for repayment of their WWII effort. They were, in effect, funneling the Marshall Plan money intended for Germany into their own countries. The need for cooperation among West Europeans to overcome the Blockade by means of an airlift helped to convince France and Great Britain and others that a stronger West Germany was necessary. Otherwise, a weak West Germany would lead to repeated attempts at takeover or disruption by the Soviets. Economic cooperation among the West European nations via the Marshall Plan had been one of the desired features of the Plan from the outset. The Berlin Blockade, as a part of the cold War, reinforced this aspect. Not only was there a necessity for economic cooperation to the point of economic integration, but military cooperation could provide safety from subversion in Western Europe. Therefore, mutual defense pacts were instituted as a part of the North American Treaty Organization (NATO). This was the first long term military alliance that the United States had ever entered into (Kunz par. 3). It meant a recognition that American interests, necessitating a continuing American effort, were at stake in the Cold War in Europe. It meant that Western Europeans had to have a greater degree of economic and military cooperation than ever before to thwart the Soviet threat. Marshall Plan aid gave the West Europeans room to maneuver for opposition and bought time to further this maneuver. The Marshall Plan pushed the recipient countries toward financial stability; to fewer controls than a planned economy would have, and opened these countries to trade. For every dollar the West European country received, the provisions of the Marshall Plan stipulated that the country also put up a dollar of their currency and the administrators of the Plan ensured that external and internal expenditures of that country went to further the goals of the Plan. Relatively soon after the Marshall Plan was proposed and certainly by the time it was signed into law, the Plan led the United States’ charge in the Cold War against Soviet interests. If Western Europe had succumbed to Soviet pressures, the Cold War might have continued to this day and perhaps a worst outcome than that would now be a part of contemporary history. The Cold War was also waged by means other than the economic ones since propaganda, assassination, and proxy wars were going full blast until the fall of the Soviets in 1991. The existence of launch codes and the practice of scenarios for nuclear war were in place during the Cold War. Fortunately, the Marshall Plan succeeded. In fact it has been called an extraordinary success with the resulting stable countries as being the envy of the world (DeLong and Eichengreen 1). The Plan alone did not save Western Europe. It created and helped to maintain an economic environment that allowed of a mix of market forces and government regulation. Too much either way could have made for many difficulties. It did allow victory in the Cold War in Western Europe. Communist influence in the region was greatly reduced. The cooperation on economic matters within Western Europe was extended to NATO. NATO survived the end of the Marshall Plan. The Plan ended in 1951, as scheduled. Its continuance was prevented by the rising costs of the Korean War and increased opposition to the Plan in the US Congress. By then the Marshall Plan had done its work. It had become the basis for the political and economic Western alliance as it waged the Cold War. Works Cited Cold War. 19 Nov. 2005. Wikipedia. 17 Nov. 2005.

Solutions to the Foreclosure Crisis in Cleveland Essay -- Economics

Cleveland, Ohio faces a vacant property crisis. Steady abandonment of vacant properties, both residential and commercial, has diminished stability, property values, and public safety in the city of Cleveland and its neighboring suburbs. This multi-faceted problem of mortgage loan delinquency and bank walk-aways in Cleveland has generated an extensive legal discussion concerning pressing public policy matters. The foreclosure crisis in Cleveland has imposed significant financial burdens upon taxpayers and area residents who have been forced to shoulder burdens that are rightfully the responsibility of borrowers, mortgage lenders and others that are direct parties to the mortgage transaction. Indeed, â€Å"the failure of borrowers and lenders to pay the full social costs of nonprime lending also leads to perverse market effects, as less-than-scrupulous lending organizations overextend credit to highly foreclosure-prone borrowers.† Economic conditions and predatory lending in Cleveland have hindered the city from being able to effectively respond to the crisis. However, Cleveland has been successful in its property acquisition tools for revitalization, namely its city land bank. The use of the city land bank has been a key element in the successful efforts of community development corporations (CDCs), but as economic conditions and challenges have plagued the Cleveland housing market, this tool is no longer as effective in generating a sufficient pipeline of properties for redevelopment. Recognizing that reinvigorating the city’s land bank was a key measure to pursue in light of economic changes, the Cleveland Housing Renewal Project (CHRP), a non-profit organization subsidiary of Neighborhood Progress Incorporated (NPI), filed an ac... ..., and if and when foreclosure does occur, the banks, not the municipalities, should be held accountable for property-code violations on those homes. To promote economic development and to assist low-income communities in the midst of this housing crisis, laws must be strengthened to make it harder for banks to flip homes to out-of-state LLCs like Interstate Investment. In terms of litigation, housing courts should consider the order by Judge Pianka when deciding who should bear the burden of paying foreclosed and distressed residential properties. Cleveland is a location where real estate development is needed to overcome the crisis of foreclosure. The remedies will not be quick, but holding lenders accountable for their properties and developing legislation to discourage conveyances to foreign LLCs are some important ways to turn abandonment into opportunity.

Army Crew Case

Introduction of partnership with â€Å"Satan† the strength training coach Athletics Military ann. structure Academics Atlanta Training Facility Spring Season Varsity Issues escalate within the few weeks before the Nationals Failure to resolve Varsity conflict before Nationals could do damage that will last the rest of the year. West Point No Individual criticism from peers on JP vs.. Varsity's merciless criticism of one another Rowing technique suffers from when Individualism Is high, Varsity has high Individualism, JP Is a collective Fall Season Winter Workout Spring Break Training JP Nothing to loose. vs. varsity â€Å"Row hard†, â€Å"Never die†, or â€Å"Flash clean† strength training with â€Å"Satan† resulted in more Dual wins for JP, Varsity getting stronger (per erg), but not winning Elements of a successful racing crew Team coordination Varsity preference to practice alone vs.. JP willingness to train against stronger opponents (Varsity) Va rsity accuses Coach P. Of creating a rift between Varsity & JP Destructive criticism in Varsity vs.. Comradely on JP Pointed criticism of each other Some Varsity ember overly critical of themselves Program organization The sport Comparison of Varsity vs..JP Strength conditioning Dynamic of military rank in peer-topper feedback was more significant for Varsity vs.. IV Influential Stakeholders Root Cause of Varsity Losses to Junior Varsity Telling Factors Environmental Factors Return to the Hudson when Varsity began self destructing but coach P. Treated It as normal behavior. Army Crew Case By sardonically rank structure Academics Atlanta Training Facility Spring Season Varsity issues individual criticism from peers on J.

Writing Skills Part

Which of the following would be an appropriate way to add variety to your sentences? A. Use questions and answers together. B. Add personal anecdotes. C. Use more close-up words. D. Make your sentences read like a spoken conversation. 2. Nelson's hobby is tinkering with small appliances. Tinkering with implies that Nelson is unskilled at his hobby. You want to change the flavor of this sentence to show that Nelson is, in fact, quite skilled at his hobby. Which of the following should you choose to replace tinkering with so that the reader gets the right idea? A. Selling B. Fiddling with C. Repairing D.Messing with 3. Anna is an exceptional young girl. Anna does any Job that needs to be done. To vary the sentence structure, which one of the following sentences should you insert in the blank? A. Anna is a hardworking and versatile person. B. Anna works hard every day of her life. C. Anna is always working hard at home. D. Have you noticed how hard she works? 4. Which of the following d irect quotations is punctuated properly? A. â€Å"Way to go, Sean,† the coach shouted. â€Å"That was a great run! † B. â€Å"Way to go, Sean,† the coach shouted. â€Å"That was a great run†! C. â€Å"Way to go, Sean†, the coach shouted. That was a reat run†! D. â€Å"Way to go, Sean†, the coach shouted. â€Å"That was a great run! † 5. When we speak of the flavor of a word, we're talking about the extra understood meanings that it carries in addition to its main meaning. These extra meanings are called denotations. ‚ ¬8. shadings. C. connotations. D. definitions. 6. A thesaurus is a book that's useful for finding A. synonyms. B. definitions. C. frequently misspelled words. D. famous persons. 7. Which is the best strategy to follow when you write a report or an essay? A. Get it right the first time and put it aside until it's due. B.Revise it over and over for at least hree or four years. C. Work on it over a seven-day p eriod and rewrite it at least twice. D. Write it in one sitting and revise it only once. 8. Find the sentence with the active voice. A. It was voted by the legislature to pass. B. I was told by the chairman that the bill was passed by the legislature. C. The bill was passed by the legislature. D. The chairman told me that the legislature passed the bill. 9. Of the following methods, the best way to increase your reading is by A. forcing yourself to read subjects you dislike. B. setting a goal to read five new pages every night. C. eading a new book every day. D. Joining a mail-order book club. 10 which ot the tollowing words is most likely to carry a connotation? A C. walk D. stride 1 1 . Of these four words, which one is most likely to have a negative flavor? A. Harangue B. Confound C. Meander D. Distract 12. Which of the following sentences is written in the passive voice? A. The effects of cyanide are well known. ‚ ¬8. Having left the building, Elvis never returned. C. I would not provoke that man if I were you. D. They considered their options. 13. Which one of the following sentences or phrases is most likely to be considered a clich ©?A. How dead is a dead doornail? B. Are you a man or a moose? C. Look before you leap. D. When in doubt, pout. 14. Which of the following sentences uses the best close-up words? A. Sara is pursuing a non-science degree. B. Sara is studying languages. C. Sara is studying French and German. D. Sara is pursuing a degree. 15. Which one of the following statements about making your writing fun to read is not correct? A. Direct quotations should be reserved for characters in stories. B. Give your writing a personal touch by showing that you're interested in your subject. C.The conversation you write must sound natural for the characters. D. An anecdote or humorous quotation is often more convincing than a strong argument. 16. When using direct quotations in your writing, which of the following should be placed outside th e set of quotation marks? A. Semicolon B. Question mark C. Comma D. Period 17. A clich © is a B. new C. worn-out D. wordy expression. A. foreign 18. Read the word in parentheses; then decide which of these sentences most effectively translates an abstract concept into a mental picture. A. (Sunrise) The rising sun transformed the canyon into bright stone and deep shadow.B. (Studious) Lucy ay on her bed reading a back issue of National Geographic. C. (Freedom) On her twenty-first birthday, Lola declared herself a woman. D. (Rumors) Whispers of doubt filled the empty halls like the reek of boiled cabbage. 19. An antonym is a word that's A. the same in meaning. B. pronounced the same. C. defined in a thesaurus. D. opposite in meaning. 20. What is the most important point in the following sentence? My sister, Emily, the tallest girl in her class, has many friends. A. Emily is the tallest girl in her class. B. My sister's name is Emily. C. Emily is my sister. D. Emily has many friends.

Gender in Orlando essays

Gender in Orlando essays The character of Orlando stands in front of a mirror and we see her obviously female form reflected back. But the film Orlando, named after its main character, is more than half over, and up till now Orlando has not just portrayed a man, but has been a man. And as she, for Orlando is undoubtedly she, looks at her own reflection in the glass, she quips, Same person - no difference at all. Just a different sex. This fantastical film is based on the book of the same name written in 1928 by Virginia Woolf, and it follows Orlando over four centuries. Never aging a day, Orlando is a man for the 17th and most of the 18th century. After almost two hundred years, in the mid 18th century, an aversion to war and violence, and a mans duty to partake of the two, lead Orlando to make a choice to change genders, and she continues as female into the present day. Throughout this amazing life and miraculous transformation the film shows us that there are unwritten rules for what makes a man, or woman, and that these rules generally lie only on the surface. When she claims that she is the same person, regardless of sex, Orlando highlights [the] instability of gender and the signifiers of fashion for gender . . . are exposed and subverted (Ferriss Throughout the film Orlando Sally Potter, the director, focuses on gender and the search for identity through gender. Every major character within the film evokes a strong response to either their masculine or feminine traits, however, these judgements are based solely on societal clues. For example, the beginning of the film depicts Queen Elizabeth I in all her glory and finery. We know she is female because of our knowledge of her historical presence, because of the distinctly female atti...

Film Extreme Measures Movie Review Example | Topics and Well Written Essays - 1000 words

Film Extreme Measures - Movie Review Example Taking someone's life into there own hands just to prove a research which benefits only certain type of people and not the whole society is absolutely wrong. Definitely, Luthan does not sympathize with Myrick's viewpoint to support research. He retorts by saying "I don't care if you find a cure for every disease on the planet! You tortured and murdered those men upstairs, and that makes you a disgrace to your profession!". The rule utilitarianism in this movie is that doctors believes that a good doctor is not torturing and murdering people, they took an oath to choose "what's best for their patient and what they didn't choose to be". (Dr Luthan) Guy Luthan who is a young doctor who tries to investigate a case where one of his patients dies with baffling symptoms. His efforts to investigate were not only a failure but the man's body also mysteriously disappears and his colleagues were unhelpful. He discovers that a number of leading doctors, including the eminent neurosurgeon Dr Myrick, are carrying out unethical experiments on homeless people in an attempt to find a cure for spinal injuries. When Dr Luthan is trying to find out the cause of death of the homeless, there were twist and turns of events In this process Dr Luthan becomes involved with the FBI and with Dr Myrick. The main aim of Dr Myrick is to find a cure paralysis. For this purpose he does not even feel guilty of murdering a human life of a homeless person just to remove his healthy nerve and grow them in victim's vertebrae. 3. Identify the ethical premise of the movie. The ethical premise of the movie "Extreme Measures" is in the scene in emergency room when Dr Luthan was given a choice that goes first on being operated. He chooses the wounded policeman over the more serious druggie. When the body of a man who died in the emergency room disappears, Dr. Luthun begins to ask questions that nobody wants to hear. Sacrificing a human life to cure certain number or paralyzed person. 4. Do the following characters follow act or rule utilitarian principles Give examples from the movie to support your answers. a) Dr Luthan: He follows the Rule Utilitarian principles as he denied the request of Dr Myrick in being part of the Triphase. He believes that "Great doctor have to do the right thing" and killing people to gain something is not the right thing to do. b) Dr Myrick: He follows the Act Utilitarian principles as he is only focusing on the end result which is curing the paralyzed and not thinking the immoral and unethical effect to other human life. He is behind name and fame because just being recognized on being the first to cure paralysis and getting the credit is his priority and not the consequences behind the cure. 5.) What is the ethical problem or ethical dilemma of the film In other words, what is it that the characters are doing that might have some ethical problems Dr Myrick's vision in making a paralyze person is giving him hope, a hope that he would be able to walk again and back to old life. But his ethical dilemma is that his vision of finding cure for paralysis is on the basis of sacrificing other human life. The other ethical dilemma is

Statement of purpose Essay Example | Topics and Well Written Essays - 500 words - 5

Statement of purpose - Essay Example Since then I have been interested in the field of business. I take pleasure in gaining knowledge of every aspect of the business world and I am highly eager to learn more and become an expert in the field of business and management. I believe that after completion of a graduation, the certification of post-graduation is essential as it prepares individuals towards achieving their goals in the ever-changing business environment1. During the tenure of my working in the company, I had participated in several presentations based on business related topics. Also my work involved marketing, coordination and booking activities. I also try to update my knowledge by reading business magazines and newspapers to have the knowledge on the current affairs in the business world. I truly enjoy leading and managing teams, a reason why I feel I would perform well in an organization if I am given a chance to lead others in the team. Back in my country, there is a huge competition among males and females for better job and education. My father had always supported me to pursue my career. The course of MBA would provide me with greater opportunities and exposure in the corporate world, and get to meet other managers and different customers, a work life that would make me strong and independent. I believe that the course of Master’s degree from an University abroad to my nation would not only help me to prepare myself further for my career but would also make me capable of managing work and life together being an independent woman having a strong personality which is the manner I always wanted to carry myself. Staying abroad and learning more on the field of business would make me eligible to be successful in my career and life and make my parents proud of me and make me feel special in my country. To end my statement of purpose I would like to present my wish to get certified for the post-graduation course in business and management from the College of Business